Attention homeowners in Holly Springs and Wake County: Need an appraisal?

Here are the top reasons NC homeowners order from Hooper & Associates:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To lower a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
Settle an estate in NC by determining the true market value of real estate in question

Own a home in or near Holly Springs, NC and need help determining the value of it?
Contact Hooper & Associates.

At Hooper & Associates, we understand the particular needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Hooper & Associates are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping clients just like you dismiss unnecessary PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal from Hooper & Associates is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be annoying from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Hooper & Associates can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Hooper & Associates can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.